La Monte Community Bank offers a wide variety of loans to meet our agricultural customers’ needs. Please select a loan product from the list below for more information.

Real Estate Loans

La Monte Community Bank provides financing for the purchase of or refinancing of debt on farms, ranches, facilities and rural real estate.

Loan terms can be structured up to 20 years. Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.


Operating Loans

La Monte Community Bank provides financing for general operating needs for your Farm or Ranch. Items such as feed, fertilizer, seed, fuel, labor or other expenses as needed for the operating year.

Seed and Chemical Financing can allow farmers and ranchers to enjoy cash discounts and low-interest financing on seed and chemical purchases. (This may not include fertilizer or other crop inputs).

Loan terms can be structured as revolving or one-time use. Interest is paid only on the funds you use.

Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.


Equipment Loans

La Monte Community Bank understands the needs of area farm and ranch owners. We provide financing for the purchase of new and used farm and ranch equipment. We can also refinance your previous purchase of farm equipment, machinery, vehicles, and other equipment of a similar nature.

Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.


Livestock Loans

La Monte Community Bank can provide financing for the purchase, care, feeding or refinancing of debt on livestock. Livestock loans can be tailored to meet your specific financing needs, whether it’s for grass cattle, backgrounding, feedlot or livestock breeding.

Loan terms range from short-term grass cattle financing to longer term loans for breeding livestock. Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.


Loans for the Beginning Farmer or Rancher

La Monte Community Bank can help you to get started!! We can provide financing for crop input or market livestock purchases for the beginning farmer or rancher.

La Monte Community Bank can finance the purchase of breeding livestock, equipment and real estate for the beginning farmer or rancher.

Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.

We can Help Along the Way
Our staff is experienced and knowledgeable in the agricultural industry and will help the new producers better understand balance sheets, income statements and cash flows.


Banking Hours

Lobby:

Monday – Thursday
9:00 am to 3:00 pm
Friday
9:00 am to 5:00 pm
Saturday
9:00 am to 12 Noon

Drive-Thru Window:

Monday – Thursday
8:30 am to 5:00 pm
Friday
8:30 am to 6:00 pm
Saturday
8:30 am to 12 Noon