Banking is easy with our assortment of Personal Banking Accounts. From simple checking accounts to IRA’s, LaMonte Community Bank has the best banking products to help with your financial needs. Check out the options here on the website, or contact one of our banking representatives.

 

Regular Checking

It’s easy to find financial solutions at LaMonte Community Bank to fit your life. From checking accounts to investments and loans, we can help you put together the services you need to get the most out of your money. Check out all the options.

  • $50 minimum deposit to open
  • No minimum balance required
  • Easy to balance monthly imaged statement
  • ATM/Debit card available
  • Free Telephone Banking 866-562-2342
  • Free Online Banking with optional Bill Pay for $5.95/month

Super Now Checking

Earn Interest on Your Checking Balance

It’s easy to find the financial solutions at LaMonte Community Bank to fit your life. From checking to investments, we can help you put together the services you need to get the most out of your money. Check out all the options.

Keep your money working for you.

  • Pays a competitive interest rate
  • $1500 minimum deposit to open
  • $6.00 monthly maintenance fee and $.15 per check fee if account balance falls below $1500 any day of the statement cycle.
  • $0.15 per check fee for items in excess of 30 during the statement cycle.
  • Interest paid monthly using the average daily balance computation method.
  • ATM/Debit card available
  • Free Telephone Banking 866-562-2342
  • Free Online Banking with optional Bill Pay for $5.95/month

Passbook Savings

Earn Competitive Interest

It’s easy to find the financial solutions to fit your life. From checking to investments to savings, we can help you put together the services you need to get the most out of your money. Check out all the options.

  • Pays a competitive interest rate
  • $50 minimum deposit to open
  • Six (6) withdrawals per month
  • Additional withdrawals $1.00 each
  • $6.00 monthly maintenance fee if account balance falls below $50 any day of the statement cycle
  • Interest compounded and paid semiannually
  • Easy to balance semiannual imaged statement
  • Free Telephone Banking 866-562-2342
  • Free Online Banking with optional Bill Pay for $5.95/month

Money Market Accounts

Increase the Earning Power of Your Money

When you want to increase the earning power of your money, but don’t want to tie it up in non-accessible accounts, what do you do? A Money Market Account at LaMonte Community Bank gives you the best of both worlds. We offer you competitive interest rates, and you always have access to your funds. We can get you started today!

  • It pays a competitive interest rate
  • $2,500 minimum deposit to open
  • Six (6) withdrawals per month allowed
  • Interest compounded and paid monthly
  • Easy to balance monthly imaged statement
  • Free Telephone Banking 866-562-2342
  • Free Online Banking with optional Bill Pay for $5.95/month

Individual Retirement Account (IRA)

Save Money – Tax Deferred

When planning your savings for retirement, consider opening a LaMonte Community Bank IRA. We offer Traditional IRAs to meet your specific needs. Contributions to an IRA may be fully or partially tax-deductible, depending upon several factors including age, marital status, participation in a company pension plan, tax filing status and adjusted gross income.

Contact a LaMonte Community Bank customer service representative for additional information, including IRA rollovers, early withdrawal penalties, contribution limits and general account requirements. Please contact your tax advisor for questions pertaining to the tax deductibility of your contributions.


Certificate of Deposit (CDs)

Long-term Savings

With a traditional Certificate of Deposit (CD) from LaMonte Community Bank, a fixed amount of money is deposited for a specified time period, thus earning you a specific rate of interest accordingly. Typically the longer the term – the better interest rate you will receive. Upon maturity, you can either cash out the CD or you can choose to renew it based on current terms. Call today to get started with your Certificate of Deposit, a great way to handle long-term savings!

  • Pays a competitive interest rate
  • Time deposit available from 91 days to 6 years
  • $1000 minimum deposit to open
  • Interest rate is locked in for term
  • Interest Compounded and paid every 6 months (or at maturity on CDs shorter than 6 months)
  • Interest accrued can be rolled back into the CD or credited to a checking, money market or savings account upon request
  • Early withdrawal penalty applies

Loans

Looking for a new car, a new home, fixing up your existing home, or maybe an addition? At LaMonte Community Bank, we are dedicated to helping you with your financial needs. When you are in need of borrowed funds, one practical and handy source of credit may be a home equity line of credit (HELOC). Your HELOC can offer you a large amount of cash with a comparatively low rate of interest. It can give you some tax benefits not available with other kinds of loans (Consult your tax professional for specific information and advice).

  • Personal Loans
  • New Home Loan
  • Home Construction Loan
  • Refinance
  • Home Equity Line of Credit
  • Equal Housing Lender
  • Designed to fit Your Needs

Banking Hours

Lobby:

Monday – Thursday
9:00 am to 3:00 pm
Friday
9:00 am to 5:00 pm
Saturday
9:00 am to 12 Noon

Drive-Thru Window:

Monday – Thursday
8:30 am to 5:00 pm
Friday
8:30 am to 6:00 pm
Saturday
8:30 am to 12 Noon