La Monte Community Bank provides financing for general operating needs for your Farm or Ranch. Items such as feed, fertilizer, seed, fuel, labor or other expenses as needed for the operating year.
Seed and Chemical Financing can allow farmers and ranchers to enjoy cash discounts and low-interest financing on seed and chemical purchases. (This may not include fertilizer or other crop inputs).
Loan terms can be structured as revolving or one-time use. Interest is paid only on the funds you use.
Payment plans are structured to coincide with your cash flow. Loans may be prepaid at any time without penalty.